Defined Contribution

Target Date Funds

Unlocking the value of diversification by leveraging more precisely selected asset classes.

Unlocking the value of diversification

Diversification is a fundamental investment strategy that accounts especially for falling markets by investing in multiple types of asset classes. Combining different type of investments can reduce overall risk and protect better from capital loss and provide a more stable investment journey over the long term.

	Asset Classes
Equity	Global Developed Equity
	Emerging Markets
	Global Equity
	Global Small Cap
	Global Developed Equity Systematic Volatility Triggers
	Emerging Markets Systematic Volatility Triggers
Fixed Income	Local Currency Emerging Market Government Bond
	Global High Yield
	Global Bonds
	UK Non-Government Bonds
	UK Government Bonds
Multi-Asset	Dynamic Diversified
Alternatives	Global Infrastructure

The information contained above is for illustrative purposes only. Diversification does not ensure a profit or guarantee against loss. Please refer to the disclosure page for additional risk disclosures.

Beyond deep diversification, we express our commitment to delivering value for money retirement outcomes by offering:

Cost sensitive investment strategies
Thoughtfully constructed glidepath to deliver investment growth and preserve capital
Continuously adapting to changes in market, regulations and member needs
Robust governance by our European DC Investment Group
ESG integration, focusing on creating positive impact and sustainable returns

More Insights

Timewise Target Retirement Funds

Having a well-designed default investment strategy is crucial to achieving good outcomes for DC savers.

Disclosure

MARKETING COMMUNICATION

FOR PROFESSIONAL INVESTORS USE ONLY.

Capital Risk: Investing involves risk including the risk of loss of capital.

Past performance is not a guarantee of future results.

The whole or any part of this work may not be reproduced, copied or transmitted or any of its contents disclosed to third parties without SSGA's express written consent.

The information provided does not constitute investment advice as such term is defined under the Markets in Financial Instruments Directive (2014/65/EU) and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell any investment. It does not take into account any investor's or potential investor’s particular investment objectives, strategies, tax status, risk appetite or investment horizon. If you require investment advice you should consult your tax and financial or other professional advisor. All information is from SSGA unless otherwise noted and has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.

SSGA Target Date Fund are designed for investors expecting to retire around the year indicated in each fund’s name. When choosing a Fund, investors should consider whether they anticipate retiring significantly earlier or later than age 65 even if such investors retire on or near a fund’s approximate target date. There may be other considerations relevant to fund selection and investors should select the fund that best meets their individual circumstances and investment goals. The funds' asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond. The investment risks of each Fund change over time as its asset allocation changes.

The information contained in this communication is not a research recommendation or ‘investment research’ and is classified as a ‘Marketing Communication’ in accordance with the Markets in Financial Instruments Directive (2014/65/EU) or applicable Swiss regulation. This means that this marketing communication (a) has not been prepared in accordance with legal requirements designed to promote the independence of investment research (b) is not subject to any prohibition on dealing ahead of the dissemination of investment research.

This communication is directed at professional clients (this includes eligible counterparties as defined by the Financial Conduct Authority who are deemed both knowledgeable and experienced in matters relating to investments. The products and services to which this communication relates are only available to such persons and persons of any other description (including retail clients) should not rely on this communication.

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