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        Defined Contribution

        Investment Design for Workplace Pension Plans

        The landscape for defined contribution (DC) plans is constantly changing, and our investment solutions are evolving to anticipate the opportunities and challenges presented by the new retirement era.

        Our Expertise

        Experience

         More than 30 years of defined contribution (DC) investments

        Client focus

        The client-centric approach that we pursue prioritises the development
        of bespoke solutions to best realise the specific goals of members throughout their retirement journey.

        Innovation

        Our product design aims to solve for the main DC challenges (e.g. longevity risk, underfunded pensions pots) by focusing on achieving efficient growth and income adequacy at retirement.

        Thought leadership

        Comprehensive and ongoing research and insights into DC members’ behavioural patterns, market trends, public policy, ESG and sustainability.

        Scale

        State Street Global Advisors is one of the world’s largest asset managers with over $4 trillion of clients’ funds under management. Anchored by a long history of innovation and pioneering products, we have been at the forefront change in the asset management industry and the breadth of our index and active strategies underpin our ability to create cost-effective solutions.  

        AUM £758B

        DC Plan Assets 3

        Clients 32M

        Participants 4

        Target Date Assets £161B

        Target Retirement AUM 3

        Our Offerings

        Target Date Funds

        Unlocking the value of diversification by leveraging more precisely selected asset classes

        Learn More

        Timewise Target Retirement Funds 2023 Annual Review – UK

        Each year, the Defined Contribution Investment Group (DCIG) conducts a comprehensive review of its target retirement strategies.

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        Innovation in DC

        Liquid Real Assets in DC Pension Plans

        In this paper we discuss how a strategic exposure to liquid real assets can be a useful component in a DC default investment strategy, providing not only further diversification but also long term protection in different inflation environments.

        Read the report

        Latest Insights

        Our Research

        2023 - New Choices, Big Decisions

        This joint research with People’s Partnership, now in its fifth wave, aims to provide rich insights into the challenges of making financial decisions about retirement income by looking in depth at the lives and finances of our respondents and tracking them over time.

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        2022 – The Retirement Prism: Seeing Now and Later

        While the devastation of COVID-19 decelerated, employees contended with new challenges: inflation, Russia-Ukraine war impacts (including rising energy prices), and a changing relationship with work.

        Global Report

        2022 – Pensions Policy Institute

        How will future pensioners use guaranteed income products? Sponsored by State Street

        Read Report

        2021 - New Choices, Big Decisions – 5 Years On

        Five years on from the introduction of Pension Freedoms, new research by The People’s Pension and State Street Global Advisors has shown that mature savers are sleepwalking into retirement

        Read Report

        DC Leadership

        Bio Image of Alistair John Byrne

        Alistair John Byrne, CFA, Ph.D.

        Head of Retirement Strategy and UK Distribution

        Read Full Bio
        Bio Image of Brendan Curran

        Brendan Curran, CFA

        Head of US Defined Contribution

        Read Full Bio
        Bio Image of Christopher Timms

        Christopher Timms, CFA

        Head of UK Sales and Strategic Partnerships

        Read Full Bio

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        US SPDR ETFs

         

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